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Milo Grecian
Loan Officer
NMLS ID #: 256124
Office: 619-688-0011
Mobile: 619-549-1372

With over 15 years in Mortgage experience in the San Diego area, I know what it takes to get the job done and ensure happy clients. I specialize in finding the right financial structure from ideal credit and income levels to the most challenging.

As a direct lender in San Diego, I have more flexible programs to suit borrower's needs. For the borrower with great credit and good debt to income ratios, I have rates that can't be beat. For clients with more complex lending situations, I am approved with all of the best City and County down payment and closing cost assistance programs and offer free credit repair and correction for all of my potential clients. Im often able to raise a client's score in record time. Additionally, I have extensive knowledge of VA, FHA, USDA, Conventional and Jumbo loan programs making it possible for me to connect borrower's to the right program for them and their property.

My consultation, feedback, and consistent communication with all parties during a transaction provides assurance for Real Estate agents and borrower's that they're receiving premium service on one of the largest transaction-types most people make during their lives. I don't take it lightly when I'm trusted with this significant investment, and work diligently to ensure the success my clients have come to expect.

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Golden Empire Mortgage, Inc. ("GEM") [NMLS ID No. 2427] is a California corporation whose principal business office is located at 1200 Discovery Drive, Ste. 300, Bakersfield, California 93309. GEM is a residential mortgage lender and servicer licensed by the Department of Business Oversight pursuant to the California Residential Mortgage Lending Act under license no. 413-0360. GEM conducts residential mortgage lending activities in the following additional states as follows:

Arizona: GEM conducts business in the state of Arizona as Golden Empire Mortgage, Inc. under Mortgage Bankers license no. 0906440 issued by the Arizona Department of Financial Institutions.

Colorado: GEM conducts business in the state of Colorado pursuant to a Mortgage Company Registration issued by the Colorado Division of Real Estate.

Oregon: GEM conducts business in the state of Oregon under Mortgage Lending License no. ML-2891 issued by the Division of Finance and Corporate Securities, Department of Consumer and Business Services.

Texas: GEM conducts business in the state of Texas as GEM Mortgage, Inc. pursuant to a Mortgage Bankers Registration issued by the Texas Department of Savings and Mortgage Lending. Notice to Texas Loan Applicants

Washington: GEM conducts business in the state of Washington under Consumer Loan Company License no. CL-2427 issued by the Washington Division of Consumer Services, Department of Financial Institutions.

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